Fully remote — serving Washington, California & Texas, plus Oregon & Idaho
Fractional CFO Services for Growing Businesses
Senior financial leadership without the six-figure salary. Get cash-flow forecasting, pricing and margin analysis, and board- or lender-ready reporting from a CFO who plugs into your business a few days a month — exactly when the numbers start to matter.
📞 Call (425) 606-0777
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- A fraction of the cost of a full-time CFO — senior guidance scaled to what you actually need.
- Forward-looking — cash-flow forecasting, budgets, and scenario planning, not just historical reports.
- Decision support — pricing, margins, hiring, and financing decisions backed by real numbers.
- Built on clean books — we run your bookkeeping too, so your CFO works from data you can trust.
The financial leadership growing businesses need — part-time
There’s a stage most successful businesses hit where the books are handled but the big questions aren’t: Can we afford this hire? Are we actually profitable on this client? How much runway do we have? What happens to cash if we grow 40% next year? Those are CFO questions — and until now your options were to guess, or to hire a full-time CFO you can’t yet justify.
A fractional CFO is the middle path. You get an experienced financial leader for a set amount of time each month — forecasting your cash, pressure-testing your pricing, building the reporting your board or bank wants, and sitting beside you for the decisions that move the business. When you’re ready to grow into a full-time finance team, you’ll have the foundation already built.
What our fractional CFO service covers
Cash-flow forecasting
A rolling 13-week and annual cash forecast so you always know what’s coming and can act early, not late.
Budgeting & KPIs
An annual budget and the handful of metrics that actually drive your business, tracked against plan every month.
Pricing & margin analysis
Profitability by client, product, or service line — so you raise prices and cut the right things with confidence.
Financial modeling
Hiring, expansion, and “what-if” scenarios modeled so big decisions rest on numbers, not gut feel.
Board & lender reporting
Clear, credible reporting packages for investors, banks, and boards — and help presenting them.
Financing & fundraising support
Preparing for a loan, line of credit, or raise? We build the model and package and sit at the table with you.
Is a fractional CFO right for you?
It usually pays off when a business is between roughly $1M and $20M in revenue and one or more of these is true:
Growth is straining cash
You’re profitable on paper but cash is always tight, and you can’t see the crunch coming.
Big decisions ahead
A raise, a loan, a major hire, a new location, or an acquisition — and you want the numbers to guide it.
You’ve outgrown gut feel
The business is too big to run on instinct, but not yet big enough for a full-time CFO.
How it works
Discovery
We learn your business, goals, and the decisions on your horizon, and review your current financials.
Foundation
We make sure your books are CFO-grade, then build your forecast, budget, and KPI reporting.
Monthly cadence
A recurring CFO session: review performance vs. plan, update the forecast, and work the decisions in front of you.
On-call between
When something comes up — a pricing change, a big quote, a financing question — your CFO is a call away.
Fractional CFO services across the Pacific Northwest
We serve growing businesses throughout Washington, Oregon, and Idaho, with bookkeeping, tax, and CFO under one roof.
Bookkeeping services
Payroll services
Seattle
Portland
Boise
California
Texas
All locations
Frequently asked questions
What does a fractional CFO cost?
Far less than a full-time CFO, whose total compensation often runs $200K+. Fractional CFO engagements are a flat monthly fee scaled to how much time and support you need — a few days a month for most growing businesses. Call (425) 606-0777 for a scoped quote.
How is a fractional CFO different from a bookkeeper or accountant?
Your bookkeeper records what happened and your accountant files your taxes. A CFO looks forward — forecasting cash, shaping pricing and strategy, and guiding the financial decisions that grow the business. We do all three, so they work together seamlessly.
Do we need to use your bookkeeping too?
Not required, but a CFO is only as good as the data underneath. Many clients have us handle bookkeeping so the numbers are clean and current; if your books are already solid, we can build on them.
How much of your time do we get?
It’s tailored. Some clients need a half-day a week during a growth push or fundraise; others need a monthly session plus on-call support. We right-size it and adjust as your needs change.
Can you help us prepare for a loan or raise?
Yes. Preparing financing and fundraising packages — the model, the reporting, and the story behind the numbers — is one of the highest-value things a fractional CFO does, and we’ll be with you through the process.
Get CFO-level clarity on your numbers
Book a free, no-obligation consultation with CPA CloudBooks today.